The American Express Essential® Rewards Credit Card has officially arrived to make racking up those Membership Rewards® points that much easier.
In your first 120 days when you apply by 17 September 2024 and are approved, you can earn 20,000 Membership Rewards points for each 30-day period you spend $1,000 on eligible purchases with this very card.
That’s up to 80,000 Membership Rewards points worth $400 if you redeem them as a credit back to your statement with Cover Charges with Points. T&Cs apply. Available for New American Express Card Members only.
But that’s not all.
As you’ll soon discover, this card is designed to help you maximise returns on your regular spending. Up to 80,000 Membership Rewards points aside, you can also earn:
- Up to 5 points on your first 10,000 points per month, and then continue earning 1 point per $1 spent after that
- 5 points per $1 spent on eligible eats & drinks purchases in Australia
- 3 points per $1 spent on selected streaming subscriptions in Australia
- 2 points per $1 spent at selected major retailers in Australia
- And of course, 1 point per $1 spent on everything else
The American Express Essential Rewards Credit Card In Detail
When you apply by 17 September 2024, are approved, and spend $1,000 on eligible purchases with your new Card every successive 30 day period in the first 120 days (offer available to new Card Members only), you can expect:
- 80,000 Membership Rewards points worth $400 if you redeem them as a credit back to your statement with Cover Charges with Points
- Up to 5 points on your first 10,000 points per month, and then continue earning 1 point per $1 spent after that
- 5 points per $1 spent on eligible eats & drinks purchases in Australia
- 3 points per $1 spent on selected streaming subscriptions in Australia
- 2 points per $1 spent at selected major retailers in Australia
- 1 point per $1 spent on everything else
- Phone screen repairs up to $500 for two events a year (10% excess applied to claimed amount; waiting periods may apply)
- Exclusive access to some of the best experiences in live music, sports, theatre, and more (including exclusive Card Member benefits at American Express partner venues)
- 24/7 Card Member service
- Card Purchase Cover, Card Refund Cover, Fraud Protection
- Access to American Express Plan It Installments
- 23.99% interest rate (up to 55 days interest-free period)
- An extremely low annual fee of $108 ($9 per month)
Already sold? Check out the full American Express Essential Rewards Credit Card offer here.
What Can You Spend Your American Express Membership Rewards Points On?
You can use your Membership Rewards points for almost anything:
- Gift Cards with leading retailers
- Online shopping at Myer
- Transfer them to 11 Airline Partner Programs including Virgin Australia and Singapore Airlines
Or if you prefer cash, you can use them for eligible charges on your Account with American Express’ Cover Charges with Points.
Eligibility Criteria
To apply for the American Express Essential Rewards Credit Card you need to:
- Have no history of debt or payment default
- Be aged 18 years or over
- Agree to access statements online through American Express
- Agree to a credit check as part of your application
- Be an Australian citizen, permanent resident, or hold a long-term visa
To score the massive 80,000 Membership Rewards point bonus, you must be a new American Express Card Member. If you currently hold or have previously held any American Express Card within the past 18 months, you are ineligible for this offer. T&Cs apply.
To apply for the American Express Essential Rewards Credit Card, click here.
Boss Hunting earns a referral bonus from American Express for anyone that’s approved through the links in this article. This commission helps keep Boss Hunting running, and we thank you for your support.
Up to 80,000 Bonus Membership Rewards® Points are available to new American Express® Card Members who apply online by 17 September 2024, are approved and spend $1,000 or more on eligible purchases on the new Card in each 30 day period for the first 120 days. You’ll receive 20,000 Membership Reward Bonus Points when you spend $1,000 or more on eligible purchases on your new Card each 30-day period from the Card approval date for the first 120 days (up to 80,000 Bonus Points). Eligible purchases do not include Card fees and charges, for example: annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow 8-10 weeks after reaching the final spend criteria for the Bonus Points to be credited to your Account. The Bonus Points will not be applied to your account if it has been suspended or cancelled. Card Members who currently hold or who have previously held any other Card product issued by American Express Australia Limited in the past 18-month period are ineligible for this offer excluding David Jones American Express Card Members, who are eligible for this offer. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
