Level Up Your Euro Trip With American Express Terms & Conditions

American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as of 25/02/26 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). ยฎRegistered Trademark of American Express Company.

  1. โ  Lounge Access:
    Terms and conditions apply. Includes the American Express Global Lounge Collection and Centurion Lounge Network. Also includes access to the Priority Passโ„ข program, which is subject to enrolment and the Priority Passโ„ข Conditions of Use available at prioritypass.com/en/conditions-of-use. Priority Passโ„ข membership is available to the Primary Platinum Card Member and one Additional Platinum Card Member only, as nominated by the Primary Platinum Card Member. For full Terms and Conditions and a list of available lounges, visit americanexpress.com.au/platinum lounges.
  2. Travel Insurance:
    The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Business Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Business Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. โ€‹This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
  3. Membership Rewards Program.
    Subject to the Terms and Conditions of the Membership Rewards program available here. You will earn 1 point per dollar spent with Merchants classified as โ€˜governmentโ€™, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant.
  4. Fine Hotels and Resorts:
    Fine Hotels + Resorts (FHR) program benefits are available  for new bookings made through American Express Travel  with participating properties and are valid only for  eligible Platinum Charge Card Members and Centurionยฎ  Members. Platinum Credit Card Members who are not also  Australian Platinum Charge Card Members or Centurionยฎ  Members, are not eligible for FHR program benefits.  Bookings must be made using an eligible Card and must be  paid using that Card, or another American Expressยฎ Card, in  the eligible Card Memberโ€™s name, and that Card Member  must be travelling on the itinerary booked. Noon check-in  and room upgrade are subject to availability and are  provided at check-in; certain room categories are not eligible  for upgrade. The US$100 credit will be applied to eligible  charges up to the amount of the credit. To receive the US$100 credit, the eligible spend must be charged to your hotel room. The US$100 credit will be applied at check out. Advance reservations are recommended for certain US$100 credits. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day. To receive the breakfast credit, the breakfast bill must be charged to your hotel room. The breakfast credit will be applied at check out. If the cost of Wi-Fi is included in a mandatory property fee, a daily credit of that amount will be applied at check out. Benefits are applied per room, per stay (with a three room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room orCard Members travelling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (โ€œProhibited Actionโ€). American Express and the property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for FHR program benefits, your eligible Card Account must not be cancelled. For additional information, please call the number on the back of your Card.
  5. Hilton Honors Gold Status
    As a Platinum Card Member you are eligible to enrol in complimentary Hilton Honors Gold status. Please note that a Hilton Honors Membership Number is required before you are able to enrol in this benefit. For Card Members who are new to Hilton Honors, please sign up here. Your full name and email address must match on both your American Express account and Hilton Honors account to successfully complete your registration. Offer available only to Platinum Card Members and is not transferable. Full details of Gold status can be found at HiltonHonors.com/MemberBenefits and are subject to change by Hilton. Gold status benefits are subject to availability at participating hotels and resorts within the Hilton Portfolio. Once you request enrolment in Hilton Honors Gold status, American Express will share your enrolment information with Hilton. Hilton may use this information in accordance with its privacy policy available at Hilton.com/PrivacyPolicy. If you already have Hilton Honors Gold Status, you can maintain the benefit in the future because you donโ€™t need to meet any stay requirements. You maintain Gold status without meeting otherwise required criteria only while an eligible cardholder or until American Express notifies you that the benefit is terminated. Hilton Honors membership, earning and redemption of Points are subject to Hilton Honors Terms & Conditions. All Hampton by Hiltonโ„ข hotels in the Republic of China are excluded from the Hilton Honors program. Visit HiltonHonors.com/Terms for more details.
  6. Platinum Global Dining Credit Terms and Conditions:
    Maximum amount back is $200 on spend at participating local restaurants (Local Dining Credit) and AUD$200 on spend at participating abroad restaurants (Abroad Dining Credit) per redemption period: Each redemption period resets on 1 January until the offer end date of 31 December 2026. The redemption periods are: 1 January โ€“ 31 December 2025 and 1 January โ€“ 31 December 2026. Spend can be in one or more transactions. You cannot carry any unused offer value from one redemption period into the next. Primary Card Member Only: The Benefit is only available to Primary American Express Australia Platinum Card Members using their Platinum Personal Charge Card. Transactions made with an Additional Card is not eligible for this Benefit. Save this Benefit First: A one-time enrolment is required. You must first save the Benefit to your Platinum Card before making your payment to qualify for the Benefit. Benefit limited to the Card to which the offer is saved and only spend on this Card counts towards the Benefit. If you use another card to make a payment at any time, you will not be eligible for the Benefit on that card. If you switch to a new Card product that is not eligible for this Benefit, enrolment will be removed from your Card Account. If a Card you hold is ineligible, you will not be able to see the Benefit, nor will you be able to save the Benefit to the Card. If you are no longer eligible for this Benefit due to a change in Account status, including but not limited to fraudulent flags, suspension or cancellation, it will be removed from your Account. Eligible Transactions: Benefit only available for dine-in services made in-person at a participating restaurant in Australia. Full participating restaurant list can be found here. Participating restaurant list subject to change without notice, please check before you dine as you wonโ€™t be eligible to receive a credit if the restaurant isnโ€™t on the list at the time of your transaction. Excluded Transactions: Benefit excludes purchases of gift cards and vouchers, transactions made towards deposits charged upfront by the venue, booking, cancellation, and no-show charges, takeaway or dine-at-home services. Direct Payments Only: If you pay using payment processors such as QR payment or restaurant in-app purchases, you may not be eligible for the Benefit. Please request to pay at the restaurantโ€™s designated checkout register. Award of Credits: Credit(s) should appear on your billing statement within 30 days from the date of payment but may take longer. Credit(s) are not redeemable for cash or any other payment form. Credit may be reversed if your qualifying purchase is refunded or cancelled. Expiry or Withdrawal of Benefit: The Benefit will expire on 31 December 2026. American Express can withdraw the Benefit at any time by giving you 60 daysโ€™ notice. Your use of participating restaurants: Your purchase of goods and/or services from the participating brands is governed by their respective terms and conditions (including privacy policies). American Express is not responsible in any way for the goods and/or services of the participating brands. Inquiries or complaints related to the participating brandsโ€™ goods and/or services should be directed to their customer service. Our General Offer Terms: Our General Offer Terms also apply to the Benefit and contain important additional terms.
  7.  Benefits vary by country and location of rental, and may be subject to change and availability. Hertz Gold Plus Rewardsยฎ enrolment is required to enjoy all benefits. Terms and Conditions apply. Visit the Hertz Gold Plus Rewards website for full Terms and Conditions. American Express Terms and Conditions apply. American Express reserves the right to instruct Hertz to cancel your membership if you cease to be a Platinum Card Member or your Account is not in good standing. Available for Primary and Additional American Express Platinum Card Members. Payment must be made in full with an American Express Platinum Card in the Platinum Card Memberโ€™s name. Eligible Platinum Card Member must travel on itinerary booked to be eligible for benefits described. The up to 4-hour grace period component of this benefit is available in the following countries: 
    Europe: 4 hours in: Balearic Islands, Belgium, Czech Republic, France, Germany, Hungary, Iceland, Ireland, Italy, Luxembourg, Macedonia, Netherlands, Norway, Portugal, Romania, Slovakia, Spain, Switzerland, United Kingdom 
    Middle East and Africa: 2 hours in: Bahrain, UAE; 4 hours in: Egypt, Iraq, Israel, Jordan, Kuwait, Lebanon, Nigeria, Oman, Qatar, Saudi Arabia, Turkey, Yemen 
    Asia: 2 hours in: Hong Kong, India, Korea, Malaysia, Pakistan, Philippines, Singapore, Sri Lanka, Taiwan, Thailand 
    The U.S., Canada and Latin America: 4 hours in: U.S., Canada, French Guiana, Grand Cayman, Guadeloupe, Guatemala, Haiti, Honduras, Jamaica, Martinique, Mexico, Nicaragua, Panama, Paraguay, Peru, St Barts, St Croix, St Kitts, St Lucia, St Marten, Suriname 
  8. Avis Loyalty Program enrolment is required to enjoy all benefits. American Express reserves the right to instruct Avis to cancel your membership if you cease to be a Platinum Card Member or your Account is not in good standing. Benefits vary by country and may be subject to change and availability. Additional Avis Terms and Conditions apply. American Express Terms and Conditions apply. 
  9. Travel Credit:
    If your Card has a Travel Credit benefit, the Primary Card Member is eligible for an annual Travel Credit, subject to the full Travel Credit Terms and Conditions at amex.com.au/platinumtravelcreditterms. The Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking by selecting the Travel Credit when you checkout. To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. Eligible travel includes flights, hotels and car hire when you prepay in advance. The Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click โ€˜Travel Creditโ€™. If your booking is cancelled, and your Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Travel Credit.
  10. Cash Flow Days.
    Cash flow days depend on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your Account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement has been issued.
  11. Flexible Spending Power:
    Unless Amex tell you otherwise, your American Express Charge Card comes with flexible spending power, also known as no pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your personal credit rating and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, you can make regular transactions and donโ€™t miss any payments.