American Express Is Giving Platinum Card Members A Personalised Breakdown Of Their Year’s Spend

This year, American Express is offering eligible consumer Platinum Card Members a Personalised retrospective of how they tap-tapped away over the past year with Life Behind the Card.

Now, before you get carried away with the obvious comedy of it all, note that this isn’t designed to scold punters for their spending à la Scorsese’s The Wolf of Wall Street (innocuous yet expensive dinner sides or otherwise). Think of it as more of a thank you (and a well-timed reminder of the unrivalled value enjoyed by holding a Platinum Card). 

Each video celebrates Membership highlights showing Card Members where their money went, and how they successfully elevated everyday moments with Amex always sheathed at the ready. 

Those who took advantage of the Card’s dining credits can even expect a run-through of neighbourhood gems patronised and overseas culinary adventures crossed off the old bucket list – powered by the $200 annual dining credit in Australia and $200 internationally¹, of course.

Travel will obviously get some healthy screen time as well: Card Members will be able to see where their plastic passport for opportunity took them, including insights into trips offset by the $450 annual travel credit². Each journey, each destination, essentially paints a broader picture about the lifestyle possibilities that come with the Platinum Card.

Support for small businesses is another key pillar of this spotlight. The video pats Card Members on the back for the number of independent shops, cafés, and services they’ve given the time of day and – as a direct consequence – provided ongoing support to local businesses throughout the year. 

Additional highlights range from the money saved through Amex Offers and redemptions via campaigns such as American Express delicious. Month Out to Membership Rewards points earned throughout the year. 

Amex’s Life Behind the Card promises to transform the mundane into something personal and celebratory. Because behind every transaction is a story, and behind every Amex Platinum Card is a year well spent.

This article is created in partnership with American Express. Thank you for supporting the brands that support Boss Hunting.

Terms and Conditions

1. Platinum Dining Credit: 

• Maximum amount back is $200 on spend at participating local restaurants (Local Dining Credit) and AUD$200 on spend at participating abroad restaurants (Abroad Dining Credit) per redemption period: Each redemption period resets on 1 January until the offer end date of 31 December 2026. The redemption periods are: 1 January – 31 December 2025 and 1 January – 31 December 2026. Spend can be in one or more transactions. You cannot carry any unused offer value from one redemption period into the next.
• Primary Card Member Only: The Benefit is only available to Primary American Express Australia Platinum Card Members using their Platinum Personal Charge Card. Transactions made with an Additional Card is not eligible for this Benefit.
• Save this Benefit First: A one-time enrolment is required. You must first save the Benefit to your Platinum Card before making your payment to qualify for the Benefit. Benefit limited to the Card to which the offer is saved and only spend on this Card counts towards the Benefit. If you use another Card to make a payment at any time, you will not be eligible for the Benefit on that Card. If you switch to a new Card product that is not eligible for this Benefit, enrolment will be removed from your Card Account. If a Card you hold is ineligible, you will not be able to see the Benefit, nor will you be able to save the Benefit to the Card. If you are no longer eligible for this Benefit due to a change in Account status, including but not limited to fraudulent flags, suspension or cancellation, it will be removed from your Account. 
• Eligible Transactions: Benefit only available for dine-in services made in-person at a participating restaurant in Australia. Full participating restaurant list can be found here. Participating restaurant list subject to change without notice, please check before you dine as you won’t be eligible to receive a credit if the restaurant isn’t on the list at the time of your transaction.
• Excluded Transactions: Benefit excludes purchases of gift cards and vouchers, transactions made towards deposits charged upfront by the venue, booking, cancellation, and no-show charges, takeaway or dine-at-home services.
• Direct Payments Only: If you pay using payment processors such as QR payment or restaurant in-app purchases, you may not be eligible for the Benefit. Please request to pay at the restaurant’s designated checkout register.
• Award of Credits: Credit(s) should appear on your billing statement within 30 days from the date of payment but may take longer. Credit(s) are not redeemable for cash or any other payment form. Credit may be reversed if your qualifying purchase is refunded or cancelled. 
• Expiry or Withdrawal of Benefit: The Benefit will expire on 31 December 2026. American Express can withdraw the Benefit at any time by giving you 60 days’ notice.
• Your use of participating restaurants: Your purchase of goods and/or services from the participating brands is governed by their respective terms and conditions (including privacy policies). American Express is not responsible in any way for the goods and/or services of the participating brands. Inquiries or complaints related to the participating brands’ goods and/or services should be directed to their customer service.
• Our General Offer Terms: Our General Offer Terms also apply to the Benefit and contain important additional terms.

2.  Platinum Travel Credit.
   If your Card has a Travel Credit benefit, the Primary Card Member is eligible for an annual Travel Credit, subject to Travel Credit Terms and Conditions at americanexpress.com.au/platinumtravelcreditterms . The Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking by selecting the Travel Credit when you checkout. To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. Eligible travel includes flights, hotels and car hire when you prepay in advance. The Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’. If your booking is cancelled, and your Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Travel Credit.